Having a few friends over won’t void your home insurance policy – the question is whether you have the right coverage in place. And do you have enough of it?
Potential risks of hosting a party at home
Although having to make a home insurance claim because of a party may seem unlikely, it’s always a good idea to protect yourself ahead of time. To ensure you have the right coverage in place, think about the potential risks your party may cause or incur – here are a few examples:
Dog bites
Kitchen fires
Food poisoning
Slip and falls in or around your house
Children damaging your furniture
Guests stealing expensive items
Injuries/damages due to alcohol consumption (e.g. DUI accident)
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